OfferIQ
Repairs you cannot fund

The house needs work you cannot pay for right now.

A foundation quote, a roof that failed, a kitchen half finished. You do not have to fix any of it, or clean it, or explain it. Enter the address and see what it is worth as it stands.

See my number

Two questions about your situation, then your address. Nothing is signed by looking.

A brick house with a lawn on a clear day
  • $0what you spend on repairs to sell to us
  • Line by lineevery repair shown with the reason it is there
  • One visita single inspection, scheduled by you
  • It holdsif the house matches what you told us, the number does not move

The clock you are on

TodayRepairs come off the number and are shown line by line, so you can see exactly what each one costs you.
The inspectionOne visit, and it checks what you told us. Small things are ours to absorb.
The closingWithin 21 days of signing. Nothing is repaired, staged or shown first.

What we do about it

Plain terms. The same ones on every page and in the agreement.

  1. 1
    You never pay for a repair to sell to us. The estimate comes out of the number and you see every line.
  2. 2
    Half finished work, an unpermitted addition and deferred upkeep are all normal here. None of it stops a sale.
  3. 3
    If the repairs are small and a listing would net you more, your page says so.

How we help with this specifically

You never fund a repair to sell to usThe estimate comes off the number and every line is shown, so you can see what each one costs you.
We have bought worsePlaceholder. Replace with two or three real examples of condition bought as it stood.
The inspection checks your answers, not your housekeepingCosmetic wear and honest mistakes are ours to absorb.

There are two ways to sell a house that needs work. Fix it first and list it, or sell it as it stands. The second is what most people arriving here can actually do, and the arithmetic behind it is worth understanding before anyone quotes you a number.

Why listing as it stands costs more than the repairs would

A buyer looking at a house with a failed roof is not subtracting the roof price. They are subtracting the roof price, plus the hassle, plus a margin for whatever else is behind it. That gap is why an as is listing usually gives up more than the work would have cost.

Financing narrows the buyer pool further. Lenders care about the condition of the collateral, and a house with active leaks, missing systems or structural movement can fall out of an appraisal or fail a lender condition review, which leaves buyers who do not need financing, and investors.

Foundation movement in this part of Texas

Clay soil moves with moisture, so a house here that has never moved at all is the exception rather than the rule. Sticking doors and hairline cracks are common and are not the same as structural failure.

What matters to a buyer is whether it has been repaired, whether there is a transferable warranty, and whether anything is moving now. Saying you are not sure is a legitimate answer and it does not count against you.

Roofs, heating and cooling, plumbing and electrical

These four are what an inspection always finds and what a lender always asks about. Age alone is not a problem. Active failure is.

An older electrical panel that works is a different thing from one that trips, and we ask those as different questions, because they are different numbers.

How the repair estimate comes off your number

Your answers about condition produce a line for each item, each with the reason it is there, and the total comes off the after repair value. Every line is shown to you rather than summarised.

The estimate is also graded by the area, because finishing a house to the standard of its own street costs more in some neighbourhoods than others.

Telling us the worst of it helps you

A number that moves after an inspection is the thing sellers hate most about this business, and the way to prevent it is to say what is wrong at the start.

If the house matches what you told us, the number stands. If something material was never mentioned, we send the documented repair cost in writing and you choose: take that off, or walk away with your earnest money back.

Questions people ask

Can you sell a house with foundation problems in Texas?

Yes, and it is common here. Clay soil moves under most houses in this area. What matters is whether it has been repaired, whether a warranty transfers, and whether anything is moving now.

Do I have to fix anything before selling to you?

No. Nothing is repaired, cleaned, staged or shown. The repair estimate comes off the number and every line of it is visible to you.

Will a lender finance a house that needs work?

Often not. Lenders care about the condition of what they are lending against, and active leaks, missing systems or structural movement can end a loan at the appraisal or a condition review. That is what narrows the buyer pool on an as is listing.

What if I do not know what is wrong with it?

Answer not sure. We estimate those items on the cautious side and say so on your page. Guessing is worse for both of us than admitting it.

Does an old roof stop a sale?

Not with us. Age alone is not the problem, active leaking is, and either way it is a line in the estimate rather than a reason to walk.

What if the inspection finds more than I told you?

If it is material and was never mentioned, we send the documented repair cost in writing within two business days and you choose: take that off the price, or walk away with your earnest money back. Cosmetic wear and honest mistakes are ours to absorb.

Is a house ever too far gone?

Rarely. Fire damage, failed foundations and gutted interiors are all things that get bought. Tell us on the photos screen.

What if I do not know what is wrong?

Then you mark it not sure, and we estimate it on the cautious side and say so. Nothing you tell us is held against you.

Is the house too far gone?

Almost never. Fire damage, foundation failure and gutted interiors are all things we buy. Tell us on the photos screen.

What if the inspection finds something?

If the house matches your photos, nothing changes. If something material was not disclosed, we send the documented repair cost in writing and you choose: adjust by that amount, or walk away with your earnest money back.

Do I have to talk to anyone?

No. Most owners go from address to signed agreement without a call. A person is available on every screen, and we do not call unless you ask.

See your number

About five minutes. No name, phone or email to see your page. No obligation.

See my number
Repairs you cannot fundSee my number